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Professor Zhang Haiyun in the lecture
Talking about the factors that led him to leave Wall Street and come to teach at the University of International w88 and Economic Cooperation, Professor Zhang Haiyun said that he had been associated with the University of International w88 and Economics since he was a child and had a long relationship with the University. His father, Professor Zhang Xiongwu, is the founder of the Spanish major at the University of International w88 and Economics. He grew up on the University of International w88 and Economics campus. My initial ideal in life was to be a physics professor, and I longed for an academic career of teaching and educating people. After the financial crisis, many traditional assumptions in the financial field were shaken. I also hope to engage in financial academic research to answer my own doubts about financial mechanisms.
Regarding his views on China’s future economic situation, Professor Zhang Haiyun used the quality of short-term papers and long-term papers as examples, and proposed that the same is true for China’s economic development. There must be natural cycles. To judge economic development, we must not only look at the speed, but also the quality. What is visible externally isGDPchanges, and the inner part is the improvement of economic structure and quality. China should now start from the fields of environment, energy and institutions, and pay more attention to improving people's livelihood and optimizing governance.
Currently, defaults in the bond market are being closely watched. Teacher Zhang believes that this is due to the break from the previous rigid redemption, which shows that people are beginning to pay attention to the quantitative analysis of risks. The market is normalizing and maturing, which is also related to the overall background of my country's economic growth slowdown. In the long run, it is also an objective need for the development of market economy. Credit analysis under the new situation needs to pay more attention to the specific circumstances of individual enterprises.
Professor Zhang Haiyun also shared his views on the recent financial development trend in the lecture. Professor Zhang Haiyun believes that the global financial crisis is essentially a comprehensive economic crisis, not just a local imbalance in the financial industry. It reflects changes in the global economic landscape. After the financial crisis, developed economies have been working hard to adjust, trying to usher in a new round of strong growth through steady deleveraging. However, continued loose macroeconomic control has led to rising debt instead of falling in the post-crisis stage, further distorting prices, sluggish real economies, and the financial industry's profit model is in trouble.
Unlike developed countries, China has entered a period of accelerated financial innovation after the global financial crisis. The areas of asset securitization and credit derivatives are particularly worthy of attention recently. Regarding the current overview of domestic asset securitization, Professor Zhang Haiyun introduced that my country’s exploration of asset securitization was earlier.200525955_259872009The year was suspended. The rapid growth of bank loans matching the 4 trillion fiscal stimulus has made risk transfer in the banking industry a new topic, and the innovation of asset securitization has also begun2014Blowout in 2016, previous risk transfer mainly relied on informal asset securitization channels such as bank financial products, trust products, asset management projects, etc. At present, the detailed management of risks in domestic asset securitization needs to be improved.
Professor Zhang Haiyun’s message to University of w88 and Economics students
Zhang Haiyun also sent a message to the students who are about to graduate from the University of International w88 and Economics in the lecture, saying that fresh graduates need the following qualities to cope with challenges. The first is a serious attitude in doing things, and they need to pay attention to details for a long time to seize opportunities. At the same time, you must choose a certain point and do it carefully.
In terms of scientific research, Professor Zhang Haiyun also put forward relevant suggestions. When writing papers and doing research, you should learn to read critically and learn to do research with problems. Only by discovering problems can you solve them. You should think hard when encountering difficulties, and you also need to have strong stress resistance and endurance, and be able to endure boredom and monotony. Only with this kind of character can we do good scientific research.
Outstanding Students: From w88 casino Students to Professional Elites
In interviews with outstanding students, two outstanding students, Zuo Sibin and Zhou Dasheng, shared stories about their time studying under Professor Zhang Haiyun. Both of them talked about Professor Zhang Haiyun's carefulness in teaching and educating people and his diligence in scholarship. Zuo Sibin mentioned that Professor Zhang Haiyun once sent emails to students in the early morning, while makingPPTHe also pays great attention to details in small things; and Zhou Dasheng also talked about his work in201030640_30698
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Group photo of guests
When asked about the importance of mathematical foundations, Kang Le said that after research and study reach a certain level, finance’s requirements for mathematics will be reflected. When asked how students of w88 and economics who prefer liberal arts should strengthen their study of mathematics and physics, Li Xiaofeng said that they should consciously strengthen their study of mathematics and science while studying finance. At the same time, Zhang Yunhua also pointed out that the current demand for talents in quantitative investment has cooled down. Financial talents who lack mathematical knowledge often have limitations in model design, and professional mathematical talents lack financial sensitivity. The two should be combined. Currently, the financial world needs talents who can connect different fields.
In the lecture, Kang Le also shared his feelings about the actual economic situation in actual work. Kang Le said that in recent years, debt defaults have become more frequent and asset yields have continued to decline, which has posed certain challenges to investment work and the development of the financial industry is also facing a huge test.
During the interview, Chen Yaping analyzed the current potential industries in the financial industry based on her study background and industry. Chen Yaping said that the bank is currently in a period of transformation, and the proportion of the financial market sector and the retail sector will increase, especially the profits of the retail sector are very considerable.
Asked how they entered top institutions, Kang Le said that they must first clarify their life goals, accurately position themselves, enter specific financial fields according to their positioning, seize internship opportunities, and accumulate more experience. In terms of attitude towards work, we must study hard. Zuo Sibin also said that theory and practice should be combined to do one thing well. Zhang Yunhua proposed that a five-year goal and long-term planning should be formulated, and timely adjustments should also be made. Continuously broaden the scope of knowledge to adapt to changes in the situation. At the same time, we need to have our own expertise and become more refined and stronger. Zhou Dasheng said that internship types should be rich and students should learn to grasp policies and opportunities. At the same time, Chen Yaping also said that it is necessary to find the right position, create a virtuous circle for one's career, make targeted investments based on one's own characteristics and interests, and improve comprehensive skills and soft power. Students majoring in finance should have professional financial literacy and develop organizational skills and other comprehensive abilities. Try to gain as much experience as possible when interviewing. Li Xiaofeng talked about having strong stress resistance and endurance, and finding a job that suits you to match yourself.
On-site answers from famous teachers and apprentices
In the final question and answer session, an audience member asked how to balance the relationship between finance and industry. Professor Zhang Haiyun expressed his views on the expansion of global debt and the deviation between the financial industry and the real economy. He believes that the real economy has its own cyclicality and pace of consolidation. Long-term sustained macroeconomic stimulus will not only be less effective in stimulating economic vitality, but will also disrupt price return, debt clearance, and structural consolidation.
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Question session
When asked about his transition from basic research to applied industry, how to deal with the relationship between the two, Professor Zhang Haiyun said that individuals should make choices based on their interests and needs, and from a social perspective, there needs to be a good security system to encourage and accommodate individuals to choose careers based on their own interests and give full play to their subjective initiative.
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In terms of how to find problems in scientific research, Professor Zhang Haiyun proposed that we must first sort out the parts that we do not understand. When we understand a problem, we may also find more in-depth problems. In this way, the research will be clearer if we go deeper.
Handprint link
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After the interview session, Professor Zhang Haiyun took a group photo with six outstanding students and pressed the commemorative fingerprints.
This session“Famous teacher and disciple”It was successfully held with warm applause, bringing everyone’s comments, cutting-edge ideas and front-line experience sharing in the workplace to the audience present, achieving the purpose of the Graduate Student Association to serve our students.
This event is organized by the Graduate Student Association of the w88 casino. |
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