[Media] "Beijing Times": (Sun Jie) Civil servants should be de-welfare after merger

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[Media] "Beijing Times": (Sun Jie) Civil servants should be deprived of welfare services

Release time: 2014-04-16

Number of views: 8738_8797 times Editor: Luan Qingbo Qiao Xuezhu Chen Huan

Expert Sun Jie talks about the integration of w88 online sports betting insurance: the integration of civil servants should de-welfare

(Source: "Beijing Times"2014Year4month14Japanese Page A9 Reporter: Zhao Peng)

The latest media reports have once again pushed the “issue of individual contributions to w88 online sports betting reform in government agencies and institutions” to the forefront. Regarding the reasons related to the difficulty of merging the dual-track w88 online sports betting insurance system and many feasibility issues, a Beijing Times reporterExclusive interview with Professor Sun Jie, member of the National Committee of the Chinese People’s Political Consultative Conference, deputy dean of the w88 casino of Insurance Economics at the w88 casino, and director of the China Social Insurance Society。

Sun Jie believes that the current retirement system of government agencies and institutions is of a welfare nature, not an insurance system. For government agencies and institutions, the integration of the w88 online sports betting system is a process of shifting from a welfare-based retirement system to an insurance-based w88 online sports betting system. In order to reduce resistance to reform, occupational annuities as a supplementary w88 online sports betting insurance system should be implemented simultaneously with the merger.

The difficulty lies in ensuring that the retirement benefits of civil servants are not reduced

Beijing Times: What is the essence of the debate on the dual-track w88 online sports betting plan?

Sun Jie: Discussion on the dual-track w88 online sports betting system. Due to the large difference in the income of retirees caused by the difference between the retirement system of government agencies and public institutions and the socialized w88 online sports betting insurance system for enterprise employees, this has raised the issue of fairness in w88 online sports betting security. Employees in government institutions and public institutions have generous pensions and do not need to pay any social insurance fees. The price/performance ratio is higher than that of enterprise employee pensions.

In fact, some countries in the world have established special w88 online sports betting insurance systems for public employees, such as Colombia, Brazil, Belgium, France, etc. There are also some countries that have not established a special w88 online sports betting insurance system for public employees. For example, Australia, Austria, Canada, etc. have established a basic national w88 online sports betting insurance system plus a special occupational annuity.

In China, the core significance of the integration of w88 online sports betting insurance is to eliminate the differences in w88 online sports betting benefit levels caused by different systems and enhance the fairness of w88 online sports betting security. Against this background, it is an inevitable trend to merge the retirement system of government agencies and institutions with the basic w88 online sports betting insurance system for enterprise employees and establish the same social w88 online sports betting insurance system as that of enterprise employees.

Beijing Times: In enterprises, w88 online sports betting insurance unit payment is generally based on the salary base20%, personal payment8%;Maximum contribution of occupational w88 online sports betting unit8%, personal payment4%. The total unit payment rate is close to the highest30%. Some people believe that the difficulty in merging the dual-track system is not because government agencies and institutions have more say and obstruct the reform, but because this reform lacks financial support. Do you think the biggest difficulty in the merger is lack of money or lack of determination?

Sun Jie: The difficulty of merger lies not only in system design, but also in financial guarantee.

The key to system design is how to ensure that the pensions of employees in government agencies and institutions will not drop significantly after the merger. What is even more difficult is the problem of funding. Statistics show,199016170_1618559.5Billion yuan,2005year reached1827.7100 million yuan, increase30times, average annual increase25%。2006-2008The annual average growth rate is also as high as18.7%, which is significantly higher than the wage growth rate of on-the-job employees and the economic growth rate in the same period. Due to the high replacement rate of civil servants’ pensions and the fact that benefit adjustments are linked to salary increases for current employees, the financial and unit burdens are getting heavier and heavier. As the aging of the population intensifies and income levels increase, the number of retirees is increasing year by year, and w88 online sports betting expenditures for civil servants are increasing year by year, which is bound to further increase the financial burden.

An occupational w88 online sports betting system should be established at the same time as the merger

Beijing Times: The total number of personnel in government agencies and institutions across the country currently exceeds4000Ten thousand people. If the unit contributions of w88 online sports betting insurance and occupational annuity are borne by the finance, it will undoubtedly be extremely huge. Is it necessary to merge civil servants and employees of public institutions separately, or should it be combined simultaneously for employees of all government agencies and public institutions out of fairness considerations?

Sun Jie：2008The number of retired civil servants in our country exceeded 18957_18973|300Ten thousand people, and the number of people involved in public institutions is even larger.

With the current reform of the classification of public institutions not yet in place, it has not yet been fully determined which public institutions will participate in the reformed government and public institution w88 online sports betting insurance, and which ones will participate in the urban enterprise employee w88 online sports betting insurance. The former's occupational annuity requires full or partial financial contribution, while the latter's occupational annuity does not require the financial responsibility to contribute. Therefore, incomplete reform of the classification of public institutions will directly affect the scope, proportion and scale of financial contributions to w88 online sports betting insurance (including occupational annuities) in public institutions. Therefore, the top priority is to first carry out the classification reform of public institutions, and then implement the reform of the w88 online sports betting insurance system of government agencies and public institutions.

Beijing Times: Some people believe that if the dual-track system is merged and only allows employees in government agencies and public institutions to participate in w88 online sports betting insurance and pay contributions, and does not temporarily establish unified occupational annuities for them, this will greatly reduce financial pressure, but it also means that w88 online sports betting benefits for employees in government agencies and public institutions may be reduced in the future. How can merger reform solve this problem?

Sun Jie: If the basic w88 online sports betting insurance system of government agencies and institutions after the reform is the same as that of enterprises, then corresponding occupational annuities must be established to prevent the w88 online sports betting benefits from falling sharply after the reform and to reduce the resistance against the reform.

From the development trend, the w88 online sports betting insurance system of government agencies and institutions should be unified and subordinate to the overall situation of the construction of my country's w88 online sports betting insurance system, that is, the w88 online sports betting insurance of civil servants should adopt the same system model as the w88 online sports betting insurance of urban employees. After the reform, if occupational pensions are not established and only the basic w88 online sports betting insurance system of government agencies and institutions is relied upon, the w88 online sports betting benefits of public employees will inevitably be reduced, which will lead to strong opposition from civil servants, scientific researchers, doctors and other related personnel. Therefore, the reform of the w88 online sports betting system in government agencies and institutions must not only pay attention to the fairness, rationality and financial sustainability of the w88 online sports betting insurance system, but also fully estimate the political consequences of the reform. As an economic compensation system, the occupational w88 online sports betting system will play an important role in the stability and sustainability of the reform process. The occupational w88 online sports betting system must be designed and implemented simultaneously with the basic w88 online sports betting insurance system of government agencies and institutions.

2008In 2019, the country launched the reform of the w88 online sports betting insurance system for public institutions and issued the "Pilot Plan for the Reform of the w88 online sports betting Insurance System for Staff in Public Institutions", proposing that the basic framework of the w88 online sports betting insurance model for public institutions is "a basic w88 online sports betting insurance system that combines social pooling and personal accounts+Occupational Annuity", and in Guangdong, Shanghai, Shanxi, Zhejiang and Chongqing, etc.5Pilot projects in provinces and cities.2011Our country proposed in5Several pilot provinces and cities implemented the "Trial Measures for Occupational Annuities in Public Institutions". So far, the framework of the two-level w88 online sports betting insurance system for public institutions has been determined. In view of the fact that the retirement system models of government agencies and public institutions are the same, but there are certain differences in w88 online sports betting levels, the merger of the dual-track system should be carried out on this basis.

w88 online sports betting replacement rates should eventually converge

Beijing Times: What do you think is a feasible plan for merging the two-track w88 online sports betting insurance system?

Sun Jie: My personal view is to unify and simplify the existing fragmented w88 online sports betting insurance system model. Regardless of employees of enterprises or public servants of government agencies and institutions, as long as they have a job or a stable and continuous source of salary income, the employment-related w88 online sports betting insurance system is implemented, that is, the basic w88 online sports betting insurance system that combines social pooling and personal accounts+Occupational annuity or enterprise annuity” system model. Under the existing contribution ratio and contribution structure, the social pooled w88 online sports betting is pay-as-you-go, pay-as-you-go, linked to the average social wage, and based on the target replacement rate determined by the state58.5%Calculate basic w88 online sports betting.

In terms of personal accounts, personal accounts are established based on the length of personal payment, amount of payment and investment income, including basic w88 online sports betting insurance and occupational annuity. An individual payment incentive mechanism should be established, and those who have exceeded the statutory payment period should be implemented to pay more and get more, and to pay more and get more.

Beijing Times: What issues should be paid attention to during the merger operation so that the system can effectively advance on a fair basis?

Sun Jie: In the merger process, it is necessary to clearly increase the link of individual civil servants paying w88 online sports betting insurance premiums. It should be said that the current fiscally supported retirement system for government agencies and institutions is a welfare system, not an insurance system. The insurance system emphasizes the unity of rights and obligations, and payment is a necessary prerequisite for obtaining a w88 online sports betting. Government agencies and institutions not only enjoy fiscal salary income in the primary income distribution, but also have pensions in the secondary income distribution that are borne by the finance. Therefore, for government agencies and institutions, system integration is a process of shifting from a welfare-based retirement system to an insurance-based w88 online sports betting system. Within the framework of the basic insurance system, individual contributions are obligatory and natural. The basic w88 online sports betting insurance system, like the supplementary w88 online sports betting insurance system, requires personal contributions from employees to form personal w88 online sports betting insurance accounts.

Secondly, although both are insurance mechanisms, unlike commercial insurance, the essence of social w88 online sports betting insurance is the social dispersion of w88 online sports betting risks. By establishing a "fund pool" and social co-ordination of w88 online sports betting insurance funds, funds can be mutually supplemented to disperse the w88 online sports betting risks of each individual. Therefore, for government agencies and institutions, system integration means transforming old-age risks from unit and state security into social security. Regardless of whether it is an enterprise or an institution, whether it is basic w88 online sports betting insurance or supplementary w88 online sports betting insurance, enterprise annuity or occupational annuity, as long as it is an employer, it should bear the responsibility of paying social insurance premiums, so as to establish a social w88 online sports betting insurance co-ordination fund, enterprise annuity fund, and occupational annuity fund.

Third, the level of w88 online sports betting benefits should be linked to the level of local economic development or the average social wage level, and socialized w88 online sports betting insurance should be implemented. Moderately increase the replacement rate of social pooled pensions for enterprise employees, and at the same time formulate the w88 online sports betting replacement rate for employees in government agencies and public institutions with reference to the average social wage level. Adjustments in these two directions should be made simultaneously.

1997After the establishment of the w88 online sports betting insurance system in 2005, the basic w88 online sports betting level of enterprise employees has always been formulated with reference to the average salary of the local society. This has resulted in a large or small gap between the post-retirement w88 online sports betting level and the pre-retirement salary. What should be done now is to continue to moderately increase the basic w88 online sports betting level of enterprise employees, and on the basis of rationally increasing the salary level of civil servants, especially the salary level of grassroots civil servants, and formulating the basic w88 online sports betting replacement rate level of government agencies and institutions with reference to the average salary level of local society. After all, theoretically speaking, when a person no longer works and quits his job, his income must be lower than that of active employees. Ultimately, the basic w88 online sports betting levels of enterprise employees and employees in government agencies and institutions should be gradually aligned and converged, and the gap in basic w88 online sports betting security levels should be made up through the second pillar of enterprise annuities and occupational annuities.

Term explanation

w88 online sports betting replacement rate

refers to the ratio between the w88 online sports betting level of workers at retirement and the wage income level before retirement. It is one of the basic indicators to measure the difference in living security level of workers before and after retirement. Due to the implementation of the dual-track system, the w88 online sports betting replacement rate of employees in government agencies and institutions in our country exceeds80%, even up to100%. The current enterprise employee w88 online sports betting replacement rate is50%The following.

Occupational annuity

According to the "Trial Measures for Occupational w88 online sports betting in Public Institutions", occupational annuity refers to a supplementary w88 online sports betting insurance system established by public institutions and their staff on the basis of participating in the basic w88 online sports betting insurance for public institution staff in accordance with the law. Occupational annuity funds are composed of unit contributions, individual contributions and occupational annuity fund investment and operating income. Occupational annuity funds are fully accumulated and managed through personal accounts.