National Medical w88 live casino Balance7644100 million "cannot be spent"
Most of the balance rates over the years have exceeded20%Officials propose increasing the reimbursement ratio, experts suggest lowering the minimum payment line
Source:Beijing Times 2013Year12month03日
Yesterday, some media reported that my country’s medical w88 live casino fund has a large balance every year, and there is too much money to spend. Some officials suggested that the medical security system needs to change its philosophy, reduce the balance, and increase the reimbursement ratio.
A relevant person in charge of the Beijing Municipal Human Resources and Social Security Department said yesterday that there is no problem in Beijing that the medical w88 live casino fund balance is too large to be spent.Sun Jiejiao, member of the National Committee of the Chinese People’s Political Consultative Conference and deputy dean of the w88 casino of Insurance at the w88 casinoThe professor pointed out that it is actually difficult to uniformly increase the reimbursement ratio. It is recommended that government departments lower the deductible for the elderly and make more use of commercial w88 live casino to solve problems such as excessive expenses for serious illnesses.
Beijing Times reporter Zhao Peng
■Media reports
The remaining balance of medical w88 live casino cannot be spent, officials suggest increasing the reimbursement ratio
Reports say that to2012At the end of the year, the cumulative balance of the national urban basic medical w88 live casino7644100 million yuan. since1999Year to present, except2010Outside of the year, the balance rate of urban basic medical w88 live casino funds is at20%Above, among them2001The highest balance rate in the year35%. Experts point out that the current balance ratio of my country's medical w88 live casino fund is much higher than that of developed countries.10%Levels below. Lei Haichao, deputy director of the Beijing Municipal Health Bureau, said at the 16th annual meeting of the Chinese Society of Health Economics held recently that by2012At the end of the year, the cumulative balance of the national urban basic medical w88 live casino7644Billion yuan. It is understood that the urban basic medical w88 live casino administered by the Ministry of Human Resources and Social Security(Includes basic medical w88 live casino for urban employees and medical w88 live casino for urban residents)There has always been a situation where money cannot be spent, and there is a large balance every year.
Some experts pointed out that the principle of using medical w88 live casino funds should be to balance the revenue and expenditure for the year, and there should not be too much surplus. If the balance is high, not only will the efficiency not be maximized, but it will be easily misappropriated, creating risks. However, judging from the actual situation, the current balance ratio of the fund is much higher than that of developed countries.10%Levels below.
“It is abnormal for the medical w88 live casino fund balance rate to be so high. The funds have not been used to solve the problem of difficult and expensive medical treatment.” Lei Haichao said that the medical w88 live casino system needs to change its concept, reduce the balance, increase the reimbursement ratio, gradually improve the level of basic medical w88 live casino protection, and reduce the personal burden of insured persons; in addition, the fund coordination and management level should be improved to enlarge the risk pool.
■Current situation in Beijing
Reimbursement for high-retirement people generally does not have the problem of excessive balances
Yesterday, a relevant person in charge of the Beijing Human Resources and Social Security Department said that the current problem of excessive medical w88 live casino fund balances that cannot be spent does not exist in Beijing. Not only that, the balance of Beijing's medical w88 live casino fund is slightly lower than the optimal balance range stipulated by the state, but higher than the warning line of the lowest risk limit of the balance.
The person in charge said that the balance of Beijing’s medical w88 live casino fund is not too large, which is related to factors such as Beijing’s high level of medical w88 live casino reimbursement and other benefits, as well as the large number of retired people. In recent years, Beijing has been promulgating the above-mentioned policies to improve benefits or expand reimbursement scope for medical w88 live casino. Beijing's aging population is becoming increasingly serious, and the number of retired employees who do not pay contributions continues to increase, which has led to increasing expenditures on medical w88 live casino funds.
■Expert opinion
The deductible for the elderly can be lowered and the types of reimbursed drugs can be increased
Professor Sun Jie, a member of the National Committee of the Chinese People’s Political Consultative Conference and deputy dean of the w88 casino of Insurance at the w88 casino, said in an interview with a reporter from the Beijing Times that the current imbalance of medical insurance fund balances in various regions is actually very prominent, and it is actually very difficult to uniformly increase the reimbursement ratio. She suggested that our government departments could consider lowering the deductible for the elderly and make more use of commercial insurance to solve problems such as excessive costs for serious illnesses.
Sun Jie believes that in recent years, our country has included more serious diseases in the scope of medical w88 live casino reimbursement. Although the current total medical w88 live casino balance in our country is not small, there are actually some areas that not only have no balance, but also have gap problems. This is related to various factors such as the level of reimbursement in various places, the intensity of financial subsidies, and the low level of fund coordination and adjustment. Generally speaking, the balances of employee medical w88 live casino are relatively large, while the balances of residents' medical w88 live casino and new rural cooperative medical w88 live casino are relatively small. She pointed out that due to factors such as excessive differences in balances, it is not realistic to uniformly increase the reimbursement ratio. She suggested that government departments should focus on the elderly, who are the main group of people who spend more on medical treatment, and moderately lower the deductibles for outpatient and hospitalization for the elderly. At the same time, based on the basic characteristics of medical w88 live casino, we will continue to expand the reimbursement list of medical w88 live casino drugs.
“On the other hand, we can learn from the model of residents’ medical w88 live casino where individuals and finances jointly pay for it. In areas where conditions permit, the government will contribute a small amount of money to individuals and encourage individuals to purchase commercial w88 live casino to solve the problem of excessive costs for serious illnesses.” Sun Jie said.
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