Delaying w88 live casino is a general trend and implementing it by group can reduce resistance

The accelerating population aging has once again pushed the extension of the w88 live casino age to the forefront. "The longer you live, the longer you work" has become the reason for extending the w88 live casino age, but opposition has also caused the authorities to walk on thin ice on this issue.

Dai Xianglong, Secretary of the Party Leadership Group of the National Council for Social Security Fund, said in an interview with Xinhua News Agency recently that facing30With the peak of population aging in many years' time, there will be a large gap in the revenue and expenditure of public pensions managed by the state. While he suggested continuing to expand the national social security reserve fund through the allocation of state-owned assets, he also proposed that the w88 live casino age should be gradually extended.

Dai Xianglong proposed to extend the w88 live casino age every five years1year-old system design. In an interview with China Business News, China Business News learned that extending the w88 live casino age in a stepped and gradual manner is an internationally accepted practice. As the degree of aging deepens, the specific system design may be five years or shorter.

However, the resistance to extending the w88 live casino age does not lie in the specific system design, but in the lack of consensus on the theoretical and practical aspects of implementing this system. The biggest opponents of the reform are workers from the front lines and at the grassroots level. How to protect their rights and interests has become an insurmountable obstacle for this reform.

　　Step-by-step extension of w88 live casino age

Dai Xianglong is here4month7A sub-forum of the Japanese Boao Forum said that my country’s average life expectancy is predicted to be every year5Year extension1years old, you can also consider choosing the opportunity, every5Extend the w88 live casino age in 20191Years old.

The result is,20In many years, the w88 live casino age of Chinese men may increase from the current level60Year extended to65years old, equivalent to the current w88 live casino age in developed countries. Extending the w88 live casino age is not only to balance pension expenditures, but also to allow qualified workers to better serve society.

w88 live casino age is the most sensitive variable in the pension insurance system. It affects both premium income and pension expenditures. It has a two-way impact on the balance of payments of the fund.

　　Sun Jie, Vice Dean of the w88 casino of Insurance, w88 casinoIn an interview with this reporter, he said that extending the w88 live casino age is an inevitable trend because the average life span of people is increasing. At the same time, although there are different estimates of the gap in public pensions, the gap does exist. Extending the w88 live casino age will help balance pension income and expenditure.

Li Zhen, a professor at the w88 casino of Public Administration of Renmin University of China, said that although raising the retirement age has been strongly opposed in various countries, if the retirement age is not raised accordingly due to the aging of the population, the result will inevitably be an increase in rates and a continued decline in the benefits of retirees. Both of these situations have already occurred in China.

The high social insurance rates in China are obvious to all. The total contribution rate for pension insurance enterprises and individuals is as high as28%. Even so, it is difficult for the pension insurance system to achieve self-balancing, and the central government provides large subsidies to the central and western regions every year.

At the same time, the replacement rate of China’s pension insurance shows a significant downward trend. The pension insurance replacement rate refers to the social average wage replacement rate, that is, the proportion of the social average wage that a person can receive after w88 live casino.1997When China established its employee pension insurance system, the expected average replacement rate58.5%. In recent years the replacement rate has changed from1997Year76%Down to2009Year47%, and this downward trend continues. According to calculations by Chu Fuling, a social security expert,2011The annual replacement rate is only42.9%。

　　Reducing resistance through institutional design

Sun Jie believes that after several large-scale and extensive discussions on extending the w88 live casino age, society has made certain psychological preparations for extending the w88 live casino age. The key now is whether the system design can be scientific and humane. Extending the w88 live casino age cannot be a one-size-fits-all approach, but needs to be extended in a step-by-step and gradual manner. At the same time, different groups of people should be treated differently.

Li Zhen also said that almost all those who support raising the w88 live casino age advocate gradual reform, that is, only raising it a little every year, and reaching the level after ten or twenty years65year-old level.

Sun Jie believes that front-line and grassroots workers, especially manual workers in the manufacturing industry, have the strongest objections. Workers in unprofitable enterprises, due to low on-the-job income, hope to retire as soon as possible and enter social security, so that their income will be guaranteed, and therefore they are opposed to delayed w88 live casino.

Most civil servants, public institution employees, doctors, teachers and high-tech talents, including employees of monopoly companies, are basically not opponents of extending the w88 live casino age.

Sun Jie believes that this situation determines that system design should distinguish different groups of people. Front-line and grassroots workers, who have a greater impact on their health, can maintain the current w88 live casino age, but early w88 live casino must be strictly prohibited.

She believes that the w88 live casino age can provide a flexible space for workers to make choices. According to the current w88 live casino system, the w88 live casino gap between female workers and men is different10years old, female worker50You can retire at the age of 20236_20248, female cadres55years old, for males60years old. In terms of pension insurance benefits, the gap of these ten years can be strengthened and the system can be used to encourage insured persons to pay more.

Judging from the current system design, incentives are not enough.200520868_209081%. "Pay ten more years to receive more10%, this incentive is obviously not enough. "Sun Jie said.

Bai Chongen, deputy dean of the w88 casino of Management of Tsinghua University, submitted a proposal on improving the sustainability of the pension insurance system during this year's Two Sessions and suggested that lowering the pension insurance contribution rate would increase support for measures such as delaying the retirement age. Bai Chongen believes that although the extension of population life expectancy has increased the necessity and rationality of measures such as delaying the retirement age, this suggestion has not received widespread support. An important reason is that people believe that measures such as delaying the retirement age reduce benefits without reducing the burden. Lowering the contribution rate can alleviate this concern to some extent.

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