(Source: Beijing Examination News 2026-01-28)
In recent years, from the perspective of talent training, the education system of finance and economics colleges is undergoing a fundamental reshaping. From professional adjustment to AI empowerment, to the emergence of interdisciplinary subjects, finance majors that have "left the circle" early are facing the challenge of "breaking out of the circle".
Why the “hot model” “stepped down from the altar”
Nowadays, emerging science and engineering majors such as artificial intelligence and data science have attracted a large number of high-scoring candidates with their clear technical paths and career prospects. Finance and economics colleges are facing unprecedented student pressure and challenges.
In the past, the admission rankings of the “Two Finances and One w88”, which are the leading financial and economics colleges, have surpassed many comprehensive universities. The admission results of the top majors in these financial and economics colleges can even reach the admission threshold of the leading colleges and universities’ strong foundation plan and early batch. However, in recent years, the admission levels of financial and economics colleges have generally been lowered, and some colleges and universities have even been unable to recruit students in economics, finance and other majors.
Judging from the feedback from candidates and parents, the first reason lies in the changes in selected subjects. Candidates who choose to take exams in physics and chemistry often choose science and engineering majors first and then consider finance and economics majors, because such candidates can generally fill in most majors in finance and economics colleges, and filling in their preferences in this order can maximize the benefits of choosing subjects. Secondly, some candidates and parents lack confidence in economic development, and their employment aspirations tend to be stable. In addition, many self-media in society have "badmouthed" financial majors, resulting in a sharp decline in the attention of financial majors in recent years, and student sources are also facing challenges.
How to change in the face of challenges
Faced with internal and external challenges, financial and economics colleges are undergoing a profound digital education reform, with the core direction being "technology empowerment and industry-education integration."
For example, the w88 casino has established the country's first "Digital Economy Laboratory", launched cross-w88 casino joint training projects of "Financial Technology + Artificial Intelligence" and "Accounting + Computer" with Beijing University of Posts and Telecommunications, and added various elective courses and double degrees such as "Artificial Intelligence +"; it also signed a strategic cooperation agreement with the Industrial and Commercial Bank of China, the most important of which is to cultivate "financial technology" talents. Capital University of Economics and Business has joined the iFlytek Spark University Alliance, and has been approved for the Beijing Artificial Intelligence Typical Application Scenario Cultivation Project. The two parties jointly develop courses and provide internship opportunities for students, so that students can learn to use AI analysis tools in real business scenarios. The financial technology major of Beijing Institute of Finance and Technology offers directions such as financial technology innovation and regulatory technology.
In addition, financial majors also have new requirements for candidates’ mathematics and data analysis abilities. For example, all majors in finance and economics at the w88 casino require students to take courses such as mathematics, statistics, and econometrics. Students in economics and management also need to take courses such as calculus, linear algebra, probability theory, and mathematical statistics. The restricted subject for majors such as financial engineering, quantitative finance, and financial mathematics is physics. Students must take mathematical analysis courses after entering the w88 casino, and their difficulty is basically the same as the mathematics learning requirements for science and engineering majors.
Can I apply only if I have a mine at home?
Many people believe that only students from well-off families are suitable to apply for financial majors - this is another misunderstanding that the public has about this type of major. From the perspective of employment, graduates from top financial and economics colleges represented by "Two Finances and One w88" have outstanding performance, and the vast majority of students "have no money at home."
This misunderstanding is due to some parents ignoring that the essence of financial education is to cultivate professional abilities rather than relying on family resources. In fact, the w88 casino’s “resources” are students’ greatest resources. Take the w88 casino as an example. The w88 casino’s China w88 casino of Finance was formerly an undergraduate training institution directly affiliated with the People’s Bank of China. It has abundant employment resources in banking and other fields. Data shows that about two-thirds of the w88 casino’s undergraduate graduates choose to continue their studies, and one-third choose to find direct employment. Most of the graduates tend to find employment in national strategic industries and strategic regions. About one-third of them serve the cause of financial power, and one-fifth of them are involved in high-tech, national defense science and industry and other industries related to "powerful weapons". Some graduates take root in the western region and go to places where the motherland needs it most. Last year, according to the nature of the employment unit, the largest number of w88 casino graduates went to work in state-owned enterprises, accounting for 58% of the total employment; according to the employment area, the largest number of graduates were employed in Beijing.
20% of Shanghai University of Finance and Economics’ undergraduate students choose to further their education at home or abroad, and 20% enter financial institutions such as banking, securities, and insurance. Graduates of its financial experimental class are all studying in top universities such as Tsinghua University, National University of Singapore, and Nanyang Technological University.
The employment data of Capital University of Economics and Business is also quite impressive. In 2024, the w88 casino’s undergraduate employment rate in the w88 casino of Finance will exceed 97%, the master’s employment rate will exceed 99%, and the doctoral employment rate will be 100%. Many graduates majoring in finance have entered the head offices and Beijing branches of state-owned banks, while graduates majoring in taxation have become an important source of talent for the Beijing tax system.
It is worth noting that the employment directions of graduates from finance and economics colleges are becoming increasingly diversified. In addition to traditional financial institutions, more and more graduates are entering financial positions in real industries such as new energy vehicles, technology companies, and high-end manufacturing, such as BYD's financial planning department and Huawei's global capital management department.
Which students are suitable to apply
In today's era of technology-driven development, finance and economics majors are suitable for four types of candidates.
First, students with a solid mathematical foundation and data sensitivity have significant advantages in learning. Whether it is quantitative analysis in financial engineering or big data processing in intelligent accounting, strong mathematical logic capabilities are required.
Second, students who are interested in the intersection of technology and finance. Majors such as financial engineering, financial technology, and actuarial science offered by some colleges only recruit students who take physics subjects, while majors such as big data, data science, and statistics only recruit students who take physics and chemistry. These interdisciplinary subjects play an important technical support role in specific financial application scenarios.
Third, students with continuous learning ability and innovative thinking. Such students are better able to adapt to rapid changes in the financial field. Financial regulatory policies, market environments and technical tools are constantly being updated, which requires talents in related fields to be able to proactively learn and adapt quickly.
Fourth, students who are interested in serving the real economy and national strategy. Today's financial education guides students to closely integrate personal development with national needs and contribute to financial positions in key national areas such as technological innovation and green finance.
In short, the economy has cycles, and so does professional popularity. The birth of new fields and new technologies such as big data and artificial intelligence have had a profound impact on the development of finance majors. Candidates should choose whether to study finance majors based on their own interests and actual conditions.
(Author: Gu Xinyu, Deputy Director of Undergraduate Admissions Office, Admissions and Employment Office, w88 casino)
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