w88 casino News Network (provided by the Security Office)On the afternoon of September 26, the Security Department and the Chaoyang District Branch of the Beijing Industrial and Commercial Bank of China held a lecture on the theme of "Stay Away from Campus Loans" in the Board of Directors Conference Room of the Scientific Research Building. Han Qunming, Director of the Security Department of the branch, popularized relevant knowledge on preventing campus loans to the students, and the response was enthusiastic.
Director Han Qunming has more than 30 years of professional work experience. He successively introduced the meaning and classification of campus loans, common traps, possible harms, and how contemporary college students identify and deal with campus loans. Through the introduction, the students had a preliminary understanding of the seven common forms of campus loans: non-performing loans, usury loans, multi-party loans, pyramid schemes loans, brush loan loans, naked loan loans and training loans. They also learned that scammers often use baits such as "low interest" and "installment" to attract contemporary college students to fall into the scam, which makes students face extremely high interest rates that they cannot afford, which in turn affects the people around them and creates risks such as violent collection of debts. Director Han also vividly exposed the ugly behavior of scammers with examples of telecom fraud such as "leaders requesting remittances" and "a 60-year-old man opening an online bank account", and gave the advice that "people are only fooled when they are greedy". Regarding illegal fund-raising, he gave quantitative judgment standards: please put a question mark when the rate of return exceeds 6%, it may be very dangerous when it exceeds 8%, and if it exceeds 10%, you will be prepared to lose all your principal. This encourages students from the University of w88 and Economics to stay away from illegal fund-raising and avoid being deceived.
Facing various risks, he made several suggestions. First, we should put learning first, avoid unnecessary expenses, and learn more about financial knowledge so that we can see through the traps of scammers when necessary; second, we should use personal identity information carefully, and do not lend ID cards and vouch for others at will to avoid the leakage of personal information; third, we should establish a correct concept of consumption, live within our means, consume moderately, be thrifty, and work hard. The fourth is to actively participate in social practice, go out of campus and enter society.
Hemingway once said: "We must believe that different youths have the same confusion. However, youth will grow and confusion will dissipate." In the youth, temptations such as campus loans will bring "confusion" and disrupt the normal pace of growth. However, the popularization of safety knowledge brought by this lecture will help improve the safety awareness of students in w88 casino and is an effective preventive measure against the "campus loan" problem.
