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Professor Zhang Ning’s special lecture of the Financial Culture Festival Lecture Series was successfully held - Thoughts on Financial Technology

Published: May 10, 2021 Editor: Liu Xuan

w88 casino News Network (provided by the w88 casino of Finance)At 18:30 on the evening of April 26, 2021, Professor Zhang Ning’s special lecture of the Financial Culture Festival Lecture Series was held in the form of an online Tencent conference. Professor Zhang Ning is currently a professor at the w88 casino of Finance, Central University of Finance and Economics, and concurrently serves as the China Fintech Research Center of Central University of Finance and EconomicsDirectorA total of 46 papers have been published, 3 AAA papers, a total of 12 monographs, 3 textbooks, and 6 edited books. Representative works include: "Links and Internet Economy", "Financial Technology Book Series", "Financial Technology Index Report", "Healthy Wealth Planning Textbook", etc.In this lecture, Professor Zhang Ning gave a wonderful speech on financial technology thinking, which attracted the active participation of many students.

 

 


In this lecture, Professor Zhang Ning mainly rethinks the connotation of financial technology and the role of dataPeopleThe role of artificial intelligence, the current situation of financial technology and how to do research will be described in five aspects.


Professor Zhang Ning first introduced an example that is both in-depth and entertaining: facial aspect ratio is related to performance to a certain extent. The professor vividly described the rationality of this point of view from five aspects: facial width and height are related to body testosterone secretion, and the president's alpha advantage is directly related to bank performance. He then naturally and smoothly introduced the role of financial technology in measuring facial width-to-height ratio and brought everyone into the topic.

Then the professor started thinking about what financial technology is. Starting from the introduction of the definition of financial technology, he gradually introduced the positioning and origin of financial technology. In the process, the professor showed his sufficient knowledge reserves and talked about his different opinions on the definition of financial technology. He believes that fintech refers to financial innovation brought about by technology, which can create new business models, applications, processes or products, thereby having a significant impact on financial markets, financial institutions or the way financial services are provided. Taking the elements of financial technology as an example, it introduces how financial technology uses data platforms to combine credit to conduct bond ratings, multi-factor stock selection and support private equity investments, allowing students to have a deeper understanding of the connotation of financial technology.

Following this, the professor started to think a second time about the role of data in financial technology. First, the professor introduced the definition of big data, and then described the role of big data in financial technology from five aspects: ultra-large-scale data, diversified types and sources, fast data growth, data accuracy and reliability, and low value density. While narrating, the professor used a method of combining concepts and examples to allow students to have a deeper understanding of what he was talking about. He used the transformation of big data as an example to describe the progress in data collection, processing, and display from two aspects: dimensionality and speed.

After Professor Zhang Ning’s wonderful speech, the host and the students expressed their gratitude to the guests. After the host announced that the event had ended successfully, the students exited the meeting one after another.

Through this lecture,Students’ feelingsTo teach professors with sufficient reserves of professional knowledge and unique cutting-edge insights, learn to look at and think about finance from different perspectives. At the same time, students also increased their understanding of economic and financial issues, gained a deeper understanding of the current economic situation, clarified their responsibilities and obligations as a financial person, and cultivated their international awareness. In addition, this lecture made students more interested in financial technology, allowing them to learn professional knowledge while integrating it with practice, and triggered more thinking during the learning process.

 

 

 


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